personal credit, read honestly
One honest answer about your credit.
Migo reads your Equifax credit report and shows your loan options as a clear range — with the source behind every number and how sure we are. Migo is not a lender.
example · what you would see
An estimate from your report and lenders' published rules — not an offer. Lenders make their own decision.
How Migo works
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Sign in with your mobile number
A one-time code, nothing more. No forms to fill before you see anything useful.
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Fetch your credit report, with your consent
We get your Equifax report through Decentro after you agree. It is a soft enquiry, so it does not affect your credit score.
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See your options and what moves them
Your loan options as a range, your Migo Readiness score, and the few things that would change it.
Built to be straight with you
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Every number names its source and confidence.
No round figures with nothing behind them. You always see where an estimate came from and how sure we are.
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Migo is not a lender.
We never send your details to a lender unless you tap an apply link and choose to leave Migo.
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Your data stays yours.
We do not sell it or share it with advertising or analytics vendors. Your report and identity details are encrypted and stored in AWS Mumbai.